Children's Bank - Mobile App Concept

Hi there!

I tried to envision what an application that could establish a relationship with a financial organization starting from the age of 10-12 years might look like. How to teach children to plan their finances, including setting savings goals, and to manage money? Is it possible to use money substitutes and gaming mechanics to engage them in the process? Should an infrastructure be created along with a children's app, including an app for parents? As you can see, I am asking myself many good questions, the answers to which lie ahead.